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Opinion: The issue is larger than payday advances. Each week, In Theory assumes a...

Every week, In Theory assumes a big concept in the news and explores it from a variety of views.

This week we’re speaking about payday lending. Desire a primer? Get caught up here. Nathan Fiala is definitely a associate professor during the University of Connecticut. He's got worked closely with governments, international help companies and microfinance institutes across Africa. Payday advances are designed to help individuals who want or need use of credit that banking institutions are reluctant to give. Nevertheless, the essential difference between wanting credit and credit that is needing make a difference.

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